An MCP server giving AI agents access to Indian fintech utilities — IFSC, PAN, GSTIN, pincodes, mutual fund NAV, UPI VPAs, and INR formatting.
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# 🇮🇳 BharatPay MCP > **An MCP server that gives any AI agent — Claude Desktop, Cursor, Windsurf — instant access to Indian fintech utilities.** IFSC bank lookups, PAN/GSTIN validation with checksums, mutual fund NAVs, UPI VPA identification, pincode lookups, and Indian-style INR formatting. Seven tools. Zero auth. Zero cost. Designed to complement [Razorpay's official MCP server](https://github.com/razorpay/razorpay-mcp-server) — they handle execution, BharatPay handles validation and lookups. 🎥 **Demo coming soon** · 📦 **Install: `pip install -e .` from source** (PyPI publish in progress) --- ## Why this exists Razorpay shipped an official MCP server in early 2025 for executing payment operations — creating orders, capturing payments, refunding. It's excellent. But every Indian fintech project also needs a layer below that: **validation and enrichment**. Is this PAN's format correct? Does this GSTIN's mod-36 checksum verify? What bank does this IFSC code belong to? What's the PSP behind `user@oksbi`? What's today's NAV for Parag Parikh Flexi Cap? Currently, an AI agent has to either hallucinate these answers or call seven different APIs with seven different auth schemes. **BharatPay collapses all of it into a single MCP server an agent can install in 30 seconds.** Position-wise: BharatPay sits *next to* Razorpay's MCP, not in competition with it. They handle transactions; we handle validation. Use both together for a complete Indian-fintech AI stack. --- ## Demo Claude Desktop autonomously calling `lookup_ifsc` for an Indian bank lookup:      --- ## What's in the box | Tool | Input | What it returns | |---|---|---| | `lookup_ifsc…
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