{"$schema":"https://wellknown.network/schemas/agent-record-v1.json","schemaVersion":"1","id":"ag_3tz59n2nh6wn","handle":"bharatpay-mcp","url":"https://wellknown.network/agents/bharatpay-mcp","links":{"self":"https://wellknown.network/agents/bharatpay-mcp/record.json","html":"https://wellknown.network/agents/bharatpay-mcp","markdown":"https://wellknown.network/agents/bharatpay-mcp/record.md","api":"https://wellknown.network/api/v1/agents/bharatpay-mcp","status":"https://wellknown.network/api/v1/agents/bharatpay-mcp/status","claim":"https://wellknown.network/agents/bharatpay-mcp/claim","claimApi":"https://wellknown.network/api/v1/claims","claimDescriptor":"https://wellknown.network/agents/bharatpay-mcp/claim.json","badge":"https://wellknown.network/agents/bharatpay-mcp/badge.svg","openapi":"https://wellknown.network/openapi.json","history":"https://wellknown.network/api/v1/agents/bharatpay-mcp/history","tools":"https://wellknown.network/api/v1/agents/bharatpay-mcp/tools"},"ard":{"identifier":"urn:air::server:bharatpay-mcp","type":"application/mcp-server-card+json"},"kind":"mcp_server","declared":{"name":"bharatpay-mcp","summary":"An MCP server giving AI agents access to Indian fintech utilities — IFSC, PAN, GSTIN, pincodes, mutual fund NAV, UPI VPAs, and INR formatting.","description":"# 🇮🇳 BharatPay MCP\n\n> **An MCP server that gives any AI agent — Claude Desktop, Cursor, Windsurf — instant access to Indian fintech utilities.** IFSC bank lookups, PAN/GSTIN validation with checksums, mutual fund NAVs, UPI VPA identification, pincode lookups, and Indian-style INR formatting. Seven tools. Zero auth. Zero cost. Designed to complement [Razorpay's official MCP server](https://github.com/razorpay/razorpay-mcp-server) — they handle execution, BharatPay handles validation and lookups.\n\n🎥 **Demo coming soon** · 📦 **Install: `pip install -e .` from source** (PyPI publish in progress)\n\n---\n\n## Why this exists\n\nRazorpay shipped an official MCP server in early 2025 for executing payment operations — creating orders, capturing payments, refunding. It's excellent.\n\nBut every Indian fintech project also needs a layer below that: **validation and enrichment**. Is this PAN's format correct? Does this GSTIN's mod-36 checksum verify? What bank does this IFSC code belong to? What's the PSP behind `user@oksbi`? What's today's NAV for Parag Parikh Flexi Cap?\n\nCurrently, an AI agent has to either hallucinate these answers or call seven different APIs with seven different auth schemes. **BharatPay collapses all of it into a single MCP server an agent can install in 30 seconds.**\n\nPosition-wise: BharatPay sits *next to* Razorpay's MCP, not in competition with it. They handle transactions; we handle validation. Use both together for a complete Indian-fintech AI stack.\n\n--- \n\n## Demo\n\nClaude Desktop autonomously calling `lookup_ifsc` for an Indian bank lookup:\n\n![Tests](https://img.shields.io/badge/tests-17%20passing-brightgreen)\n![Python](https://img.shields.io/badge/python-3.10+-blue)\n![License](https://img.shields.io/badge/license-MIT-green)\n![MCP](https://img.shields.io/badge/MCP-compatible-orange)\n\n![Claude calling bharatpay's lookup_ifsc tool](docs/screenshot-claude-ifsc.png)\n\n---\n## What's in the box\n\n| Tool | Input | What it returns |\n|---|---|---|\n| `lookup_ifsc…","publisher":{"name":"Angelina Gupta","url":null},"homepage":"https://github.com/angelina10504/bharatpay-mcp","repository":"https://github.com/angelina10504/bharatpay-mcp","version":"0.1.0","license":null,"protocols":["mcp"],"tags":["ai-agents","gstin","ifsc","indian-fintech","mcp","pan","razorpay","upi"],"pricing":null,"endpoints":[{"url":"pypi:bharatpay-mcp","type":"package_pypi","auth":null,"probeable":false}],"skills":null,"tools":null,"extra":null,"attribution":{"kind":"pypi","name":"pypi","repoUrl":"pypi","summary":"pypi","version":"pypi","description":"pypi","homepageUrl":"pypi","publisherName":"pypi"}},"derived":{"capabilities":[{"slug":"finance.banking","name":"Banking","confidence":0.825,"provenance":"derived"},{"slug":"commerce.payments","name":"Payments","confidence":0.814,"provenance":"derived"}],"categories":["commerce","finance"],"language":"en"},"observed":{"status":"unknown","statusReason":"Distributed as a package to run locally; no network endpoint to check.","lastOkAt":null,"lastProbedAt":null,"statusComputedAt":null,"reliability30d":null,"latestObservations":[],"tools":null,"package":{"name":"bharatpay-mcp","registry":"pypi","observedAt":"2026-11-09T00:27:09.008Z","publishedAt":"2026-05-06T16:42:08.685500Z","latestVersion":"0.1.0"},"toolSurface":null,"endpointFacts":[]},"verification":{"claimed":false,"claimedAt":null,"proofs":[]},"provenance":{"sources":[{"source":"pypi","key":"bharatpay-mcp","url":"https://pypi.org/project/bharatpay-mcp/","firstSeenAt":"2026-09-09T10:26:55.848Z","fetchedAt":"2026-11-09T00:25:55.771Z","normalizedAt":"2026-11-09T00:25:55.771Z"}]},"firstSeenAt":"2026-09-09T10:26:55.848Z","updatedAt":"2026-11-09T00:27:09.008Z"}