PoliErgaleio

• calculate_cyprus_income_tax — Calculates Cyprus income tax, employee/self-employed SI, GESY and take-home pay. Employee SI and first-employment relief use qualifying employment remuneration
• calculate_cyprus_state_pension — Estimates the Cyprus state (contributory) pension amount at retirement using official contribution schedules and current 2026 pension income-tax bands, based on
• run_retirement_stress_test — Runs a deterministic projection plus Monte Carlo simulation of a retirement savings plan, aggregating active pension streams before applying personal income tax
• calculate_cyprus_unemployment_benefit — Estimates the Cyprus unemployment benefit using statutory percentage-point dependant additions and a capped earnings-related supplement, and separately assesses
• get_pension_reference_data — Returns official Cyprus Social Insurance reference tables for a given year. Use to retrieve official Cyprus social-insurance reference figures for a user-specif
• parse_pension_statement — Extracts structured contribution history from pasted Cyprus Social Insurance Services pension statement text. Use to extract supported contribution years and un
• calculate_cyprus_capital_gains — Calculates Cyprus Capital Gains Tax on an immovable property disposal using 2025 or 2026 rules, including CPI indexation, year-specific lifetime exemptions, the
• simulate_mortgage — Simulates a Cyprus mortgage with a payment schedule that reconciles paid amounts to principal and interest. Supports fixed then variable periods, monthly overpa
• calculate_stock_options — Compares the Cyprus tax on an employee stock option exercise under the 2025 benefit-in-kind rules (progressive income tax) and the 2026 approved-scheme rules (f
• compare_rent_vs_buy — Compares buying a home against renting using actual period mortgage payments and symmetric investment of whichever scenario has lower cash costs. Mortgage contr
• calculate_ev_savings — Compares the annual running cost of an electric car against a petrol/diesel car in Cyprus, splitting charging between spare solar production, home grid electric
• compare_investment_vehicles — Compares a taxable investment (option 1) against a tax-deductible vehicle such as a provident fund or life-insurance savings plan (option 2), matching the true
• plan_monthly_budget — Builds a monthly budget from a list of expenses at any frequency: normalises everything to a monthly basis, tiers each item (T1 fixed essentials, T2 variable es
• analyze_portfolio — Analyzes portfolio transactions or holdings: invested capital, value, absolute/TWR returns, eligible single-deposit CAGR, sub-portfolio allocation, and FX conve
• simulate_life_insurance_flush — Simulates a Cyprus unit-linked life insurance policy and calculates tax and returns from executed withdrawals only. Requests above available funds are capped an
• audit_mortgage_statement — Forensic audit of a mortgage statement: replays the loan day by day and grid-searches the bank's interest convention (Actual/365, Actual/360 or Actual/Actual da
• list_saved_calculations — Lists metadata of an authenticated user's saved calculations by calculator type. Use so an agent can help a user find a previously saved scenario before loading
• load_saved_calculation — Loads one saved calculation belonging to the authenticated API key's user. Use after list_saved_calculations to retrieve full details of a specific saved scenar
• save_calculation — Saves a calculator scenario to the authenticated user's stored history. Use when the user asks to save, keep or remember a scenario. Stores the inputs unencrypt
• update_calculation — Renames a saved calculation and/or replaces its inputs (recomputing results). Use when the user asks to rename a save or re-run it with different inputs. Encryp
• delete_saved_calculation — Deletes one saved calculation belonging to the authenticated API key's user. Use when the user asks to delete or forget a saved scenario. Works on encrypted sav
• compare_saved_calculations — Diffs two saved calculations (inputs and results) field by field. Use for 'compare my mortgage before/after' style questions instead of reconstructing the diff
• parse_portfolio_csv — Turns pasted broker CSV or ledger text into analyze_portfolio transactions. Use to extract supported transactions from actual pasted broker CSV or ledger text.
• parse_mortgage_statement_text — Turns pasted bank mortgage-statement rows into audit_mortgage_statement inputs. Use to extract supported fields from actual mortgage statement text. Report miss
• optimize_company_director_remuneration — Optimizes Cyprus LTD company-director remuneration for monetary inputs up to €1,000,000, with a fixed solver evaluation budget. Use for a Cyprus LTD director re

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