Every change Wellknown observed on this MCP server, newest first, with what it was before and what it became. Tool-surface changes carry the definition diff. Nothing here is edited after the fact.
Added "fd_hnw_mortgage_qualification" and "uk_bridging_loan_calculator"; changed the definition of "bridging_cost_analyser", "btl_stress_tester", "development_appraisal" and 1 more (4 tools before, 6 now)
⟨28 unchanged words⟩ , and a side-by-side structure comparison. Calculated byFDFoxCommercialDavidson,specialistwhole of market UK bridging broker, using lender-grade formulas calibrated ⟨43 unchanged words⟩
⟨134 unchanged words⟩ description":"Gross loan amount in pounds. MinimumFDFoxCommercialDavidson bridging loan size is £250,000. Example: ⟨84 unchanged words⟩
⟨54 unchanged words⟩ max of product rate or 5.5%. Calculated byFDFoxCommercialDavidson,specialistwhole of market UK property finance broker. Use when a user ⟨24 unchanged words⟩
⟨45 unchanged words⟩ on profit on GDV basis). Calculated byFDFoxCommercialDavidson,specialistwhole of market UK development finance broker. Use when a user ⟨26 unchanged words⟩
Calculate UKpropertystamptransactiondutytaxon a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential,commercial and mixed-use properties. Appliesfirst-time buyer relief(England), the 5% additional dwelling surcharge(5%forEnglandsecond/homes8%andScotlandbuy-to-let,ADSthe/
HNW Mortgage Qualification (FCA MCOB 3A) — Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, whole of …
UK Bridging Loan Calculator (with MCOB 3A term check) — Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, whole of m…
Certificate changed, valid to 2026-12-13
Certificate recorded, valid to 2026-10-15
Authorization not required
First tool surface recorded: 4 tools (server version 0.1.0)
Showing the latest 5 events. The API returns up to 500 and filters by kind: ?kind=tool_surface_changed
{"additionalProperties":false,"properties":{"buyer_type":{"description":"Buyer category. 'standard'foris a main residencepurchase by individual.purchase. 'ftb'foris first-time buyer (England SDLT only —England/NI relief up to£625,000).GBP'additional'500k;forScotlandsecondFTBhometoorGBPbuy-to-let175k;purchaseWalesbyhasindividualno(surchargeFTBappliesrelief).'company' for corporate'additional'purchasetriggers(additionalthedwellingsecond-homesurchargesurcharge.+'nonresident'flatadds17%theSDLT2%ratenon-UKinresidentEnglandsurchargeabove(England/NI£500,000only).","enum":["standard","ftb","additional","company"],"type":"string"},"jurisdiction":{"description":"WhichUK'corporate'taxappliesregimetheapplies.17%'england'flatincludesrateNorthernaboveIrelandGBP(both500kuse(England/NISDLTresidential).'scotland'orusesstandardLBTT.rates'wales'plus surcharge below threshold or in Scotland/Wales. 'commercial' usesLTT.non-residential bands.","enum":["englandstandard","scotlandftb","walesadditional","nonresident","corporate","commercial"],"type":"string"},"property_price_gbp":{ ⟨8 unchanged words⟩ "minimum":0,"type":"number"},"property_typeregion":{"description":"'residential'Taxforregion.dwellings'england'(houses,coversflats).England'commercial'andforNorthernnon-residentialIreland (offices, retail, industrialSDLT)and mixed-use (residential + commercial in same transaction qualifies for commercial.rates'scotland'withusesnoLBTT.additional'wales'dwellingusessurcharge).LTT.","enum":["residentialengland","commercialscotland","wales"],"type":"string"}},"required":["property_price_gbp","jurisdiction"],"type":"object"}