Every change Wellknown observed on this MCP server, newest first, with what it was before and what it became. Tool-surface changes carry the definition diff. Nothing here is edited after the fact.
Added "home_buying_cash_needed", "ireland_fair_deal_contribution", "uk_care_home_fees" and 1 more; changed the definition of "canada_ei_maternity_parental", "ireland_maternity_leave_pay", "parental_leave_income_gap" and 1 more (38 tools before, 42 now)
⟨27 unchanged words⟩ weeks maternity, parental weeks, one-week waiting period. Use this for detailed Canadian EI weeks and amounts; for Quebec use quebec_qpip; for a one-line gross comparison across countries use parental_leave_income_gap.
⟨31 unchanged words⟩ the household gap and a monthly saving target. Use this for an Irish couple’s after-tax household picture; for a quick gross comparison across countries use parental_leave_income_gap.
⟨57 unchanged words⟩ FMLA unpaid), with an optional employer top-up. Use this for a quick cross-country comparison of one parent’s gross leave pay; for detailed national rules use the country tools (canada_ei_maternity_parental, quebec_qpip, ireland_maternity_leave_pay, uk_statutory_maternity_pay, australia_parental_leave_pay).
⟨25 unchanged words⟩ totals, with the shareable weeks split between parents. Use this for Quebec residents (not EI); for a one-line gross comparison across countries use parental_leave_income_gap.
home buying cash needed — Buying a home in the US, UK, Canada, Australia or Ireland: the cash needed on the day and the monthly cost. Purchase tax from the official schedules with first-time buyer relief (England and NI SDLT, Scotland LBTT, Wales LTT; Canadian land transfer tax or registration fee by province with first-time buyer refunds; Australian transfer duty with each state’s first home buyer concessions; Irish stamp duty, on the VAT-exclusive price for a new home), the CMHC premium and the sales tax on it (Canada), the First Home Owner Grant and 5% Deposit Scheme (Australia), Help to Buy (Ireland), the GST reba…
ireland fair deal contribution — Ireland Nursing Homes Support Scheme (Fair Deal): the weekly contribution (80% of assessable income and 7.5% a year of assets over €36,000; a couple 40% of combined income and 3.75% over €72,000), what the HSE pays, the contribution after the 3-year cap on the home, and the Nursing Home Loan balance after 5 years.
uk care home fees — UK care home fees, 2026/27, by nation (England, Scotland, Wales, Northern Ireland): weeks until savings (and the home after the 12-week disregard) fall to the upper capital limit (£23,250 England/NI, £36,750 Scotland, £50,000 Wales) and the council helps; then tariff income (£1 a week per £250 between the limits), the person’s weekly contribution (income + tariff − personal allowance), the council’s share and any family top-up above the council rate; NHS-funded nursing care (£267.68 England, £100 NI) and Scotland’s free personal (£260.30) and nursing (£117.10) care.
us medicaid spend down — US nursing-home Medicaid, 2026: savings above the state asset limit (the spend-down), what a spouse at home keeps (CSRA $32,532-$162,660 by the state rule) and their monthly income allowance (MMMNA $2,705-$4,066.50), months the savings pay for care, the look-back penalty (gifts ÷ the state penalty divisor, part months kept), the month Medicaid starts and what the person pays on Medicaid (income less the personal needs allowance, spouse allowance and premiums). State figures are each state’s own (marked official or check); where a state figure was not found, the result says so and the caller c…
Added "australia_can_i_retire", "canada_can_i_retire", "parental_leave_bill_split" and 3 more (32 tools before, 38 now)
australia can i retire — Australia: can I retire at 60 with $500k in super (or any age and balance)? Year by year to 95 for one person or a couple: super guarantee and salary sacrifice (15% contributions tax), super from preservation age 60 into a tax-free account-based pension with the minimum drawdowns, the Age Pension from 67 under the income test (deeming, Work Bonus) and assets test (homeowner or not) from 20 September 2026, an optional UK State Pension (frozen in Australia), and tax (14% band from 2027-28, LITO, SAPTO, Medicare levy). Returns the age the money lasts to, bridge years to 67, wealth at retirement,…
canada can i retire — Canada: can I retire at 60 with $500k (or any age and pot)? Year by year to 95 for one person or a couple: RRSP contributions until retirement, RRSP to RRIF (by 71) with the RRIF minimum withdrawal, CPP from the chosen age (−0.6%/month before 65, +0.7% after), OAS from 65-70 (years in Canada / 40, +0.6%/month deferred, +10% at 75) with the 15% recovery tax over $95,323, GIS on last year’s income, pension income splitting, an optional UK State Pension (frozen in Canada), and federal plus provincial tax for every province and territory except Quebec (2026 amounts). Returns the age the money las…
parental leave bill split — How a couple can share the household bills while one parent is on parental leave: the parent on leave’s statutory pay (UK SMP, Ireland Maternity Benefit, Canada EI, Quebec QPIP, Australia Parental Leave Pay or a US state’s paid leave; us-XX = unpaid FMLA) plus any employer top-up, averaged per month before tax, against the partner’s pay; the bills split 50/50, by income during leave, or so both keep the same money; savings the parent on leave would use under 50/50; and the pension contributions they miss.
Added "australia_parental_leave_pay", "ireland_budget_2027_welfare", "ireland_etf_exit_tax_lots" and 2 more (27 tools before, 32 now)
australia parental leave pay — Australia: Parental Leave Pay for one or two parents sharing the 130 days (A$200.94 a day from 1 July 2026, the national minimum wage) with 12% super paid on it, optional employer full-pay weeks, and the gap against normal pay before tax.
ireland budget 2027 welfare — Ireland: the extra a household gets in social welfare from January 2027 under Budget 2027: core weekly payments +€10, Fuel Allowance +€5 a week (28-week season), Living Alone Allowance +€3, Child Support Payment +€6 per child; Child Benefit unchanged at €140 a month per child.
ireland etf exit tax lots — Ireland: exit tax on ETF purchases (lots): each lot’s 8-year deemed disposal dates, the tax due at each (41% to 2025, 38% in 2026, 35% from 2027 under Budget 2027) and the credit back when you sell. Values not given are grown at the rate you set (an assumption).
Certificate recorded, valid to 2026-12-29
Authorization not required
Added "ireland_can_i_retire" and "ireland_sell_or_keep_rental" (25 tools before, 27 now)
ireland can i retire — Ireland: can I retire at 60 (or any age)? Year-by-year projection to 95 for one person or a couple: pay and pension contributions until retirement, DC pots drawn at retirement (25% lump sum: first €200,000 tax-free, next €300,000 at 20%; the rest to an ARF with the 4%/5%/6% imputed minimum drawdown), DB pensions, State Pension (Contributory) from 66 (default €309.30 a week, 2027), savings, an optional UK State Pension for UK years (from the UK State Pension age, taxed in Ireland, no USC), a spending target in today’s money, and income tax (age credit, €18,000/€36,000 exemption with marginal r…
ireland sell or keep rental — Ireland: should a landlord sell a rental property now or keep it? Compares wealth after tax year by year over N years (default 10): KEEP = rent (growth capped at 2% or CPI under the rent control from 1 March 2026) less costs, mortgage and Case V tax at the marginal rate, plus growth, valued net of selling costs, CGT and any RPRIR clawback; SELL NOW = price less selling costs, CGT (31% from 7 October 2026, €1,270 exemption, pre-2003 indexation) and the mortgage, invested in State Savings, a deposit (DIRT), an ETF (exit tax, deemed disposal), a pension (age limits) or the home mortgage. Returns…
Unknown → Live
First tool surface recorded: 25 tools (server version 1.4.0)
https://decisionscalc.com/mcp (mcp_streamable_http) — from mcp_registry, with the record
Showing the latest 9 events. The API returns up to 500 and filters by kind: ?kind=tool_surface_changed
uk can i retire — UK: can I retire at 60 with £300k (or any age and pot)? Year by year to 95 for one person or a couple, on the 2027-28 rules after Budget 2026: pay and pension contributions until retirement, pots drawn from the normal minimum pension age (55, 57 from 6 April 2028) with 25% tax-free cash within the £268,275 Lump Sum Allowance and the rest drawn as taxable income, defined benefit pensions, the new State Pension from the State Pension age by date of birth (full £250.70 a week from April 2027), savings, a spending target in today’s money, and income tax (personal allowance tapered over £100,000; …
us dependent care fsa vs credit — US, tax year 2026: whether a dependent care FSA (limit $7,500 a household, employer money included) or the child and dependent care credit (50% of up to $3,000 / $6,000 of care costs, phasing to 35% from $15,000 of AGI and to 20% above $75,000, $150,000 joint) saves more, and the FSA amount that saves the most. Federal tax on the 2026 tables with the standard deduction, payroll tax (FICA) and a flat state rate; the credit is limited to the federal tax owed and to the lower earner’s pay.
us divorce asset split after tax — US divorce, tax year 2026: the after-tax value of each asset for the spouse who receives it (transfers are tax-free under 26 U.S.C. 1041 but the receiver keeps the cost basis), with long-term capital gains at the 2026 0/15/20% thresholds and 3.8% NIIT, the $250,000 home sale exclusion (section 121) and selling costs, a 401(k) cashed out under a QDRO (income tax, no 10%) or kept invested (at a retirement tax rate), IRAs (10% if cashed out before 59½), Roth, cash and debts; returns each spouse’s share on paper and after tax and the cash payment that reaches the agreed share.
uk stamp duty on date — England and Northern Ireland: Stamp Duty Land Tax on a purchase completed on any date from 1 December 2003 to today, using the rates in force that day (slab system before 4 December 2014, slices after; first-time buyer relief from 22 November 2017; 3% then 5% higher rates for additional homes; 2% non-resident surcharge from 1 April 2021). Returns the GOV.UK page for that period.
uk statutory maternity pay — UK: Statutory Maternity Pay (2026/27): 90% of average weekly pay for 6 weeks, then £194.32 or 90% if lower for 33 weeks; average pay must be at least £129 a week. Optional employer scheme (full-pay weeks, then half pay plus SMP), and the gap against normal pay before tax.