showrealcost

Name: showrealcost
Author: SPFreedom

MCP serverMCP

Loan-cost math: payments, payoff time, offers with fees, payday loans, Rule of 78s, Fed rates.

by SPFreedomhomepage ↗v0.1.0

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Observed by Wellknown

Evidence

Everything here was measured by our prober or read from a registry. Nothing is self-reported.

30-day availability90/90 checks ok

when	check	result	http	latency	detail
3 h ago	mcp initialize	ok	200	174 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
11 h ago	mcp initialize	ok	200	184 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
19 h ago	mcp initialize	ok	200	207 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
27 h ago	mcp initialize	ok	200	167 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
35 h ago	mcp initialize	ok	200	515 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
2 d ago	mcp initialize	ok	200	138 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
2 d ago	mcp initialize	ok	200	131 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
2 d ago	mcp initialize	ok	200	152 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
3 d ago	mcp initialize	ok	200	133 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools
3 d ago	mcp initialize	ok	200	141 ms	server showrealcost 0.1.0 · protocol 2025-06-18 · 9 tools

Tools observed via MCP handshake

loan_payment — For a fixed-rate installment loan (personal, auto, any level-payment loan): the monthly payment, total interest, total repaid, how the first payment splits betw
payoff_time — How long a balance (credit card or loan) takes to pay off at a fixed monthly payment, and the interest paid. Use for "how long to pay off my card at $X a month"
compare_loan_offers — Compare two to four loan offers with different rates and fees fairly: each offer is sized so the borrower receives the same cash, then compared on payment, tota
payday_loan_cost — For a payday loan, title loan, pawn loan, cash-advance app or any loan priced by a fee for a number of days: the fee in dollars, the APR, and what renewing (rol
refinance_check — Compare keeping a loan against a refinance offer, from today forward: interest remaining on the current loan, interest on the new loan, and what happens if the
precomputed_loan_payoff — For a precomputed or add-on interest loan (common from dealers, finance companies and furniture stores): the payoff after a number of payments under the Rule of
per_diem_interest — The interest a simple-interest loan adds each day, and over a number of days. Use for reading a payoff letter, for "how much more is my payoff than my statement
debt_payoff_plan — Simulate paying off several debts with minimum payments plus an optional extra each month, highest rate first (avalanche) and smallest balance first (snowball),
average_loan_rates — The latest Federal Reserve (G.19) average interest rates at commercial banks for a 24-month personal loan, 60- and 72-month new car loans, and credit cards, wit

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kind Official MCP Registry

name Official MCP Registry

summary Official MCP Registry

version Official MCP Registry

description Official MCP Registry

homepageUrl Official MCP Registry

publisherName Official MCP Registry

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Official MCP Registryio.github.SPFreedom/showrealcost

first seen 25 d ago · fetched 3 d agoopen ↗

Field history (6 recent events)

25 d ago · declared · summary → "Loan-cost math: payments, payoff time, offers with fees, payday loans, Rule of 78s, Fed rates."
25 d ago · declared · description → "Loan-cost math: payments, payoff time, offers with fees, payday loans, Rule of 78s, Fed rates."
25 d ago · declared · publisherName → "SPFreedom"
25 d ago · declared · homepageUrl → "https://www.showrealcost.com/ai"
25 d ago · declared · version → "0.1.0"
25 d ago · declared · protocols → ["mcp"]

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