Senaro Personal Finance

Name: Senaro Personal Finance
Author: ai.senaro

MCP serverMCP

Credit card payoff, mortgages, refinancing, 401(k), rent vs buy. Every rule and default is cited.

by ai.senarohomepage ↗v1.31.0

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Evidence

Everything here was measured by our prober or read from a registry. Nothing is self-reported.

30-day availability105/105 checks ok

when	check	result	http	latency	detail
1 min ago	mcp initialize	ok	200	144 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
7 h ago	mcp initialize	ok	200	143 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
13 h ago	mcp initialize	ok	200	144 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
19 h ago	mcp initialize	ok	200	149 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
26 h ago	mcp initialize	ok	200	166 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
32 h ago	mcp initialize	ok	200	144 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
2 d ago	mcp initialize	ok	200	140 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
2 d ago	mcp initialize	ok	200	146 ms	server senaro 1.31.0 · protocol 2025-06-18 · 18 tools
2 d ago	mcp initialize	ok	200	156 ms	server senaro 1.30.0 · protocol 2025-06-18 · 18 tools
2 d ago	mcp initialize	ok	200	143 ms	server senaro 1.30.0 · protocol 2025-06-18 · 18 tools

Tools observed via MCP handshake

analyze_cash_advance — Calculation, not advice. Verify with a professional before acting. Deep analysis of a single card's cash advance showing payment allocation, CA interest cost, C
analyze_pmi_removal — Calculation, not advice. Verify with a professional before acting. Compute every standard PMI-removal pathway: - HPA automatic at 78% LTV - HPA borrower-reques
calculate_cc_payoff — Calculation, not advice. Verify with a professional before acting. Calculate credit card payoff timeline with month-by-month amortization. Pick this for a payof
calculate_compound_interest — Calculation, not advice. Verify with a professional before acting. Standard compound interest calculator. Returns future value, total contributions, interest ea
calculate_debt_to_income — Calculation, not advice. Verify with a professional before acting. Calculate your debt-to-income ratio and check qualification for conventional, FHA, VA, and US
calculate_emergency_fund — Calculation, not advice. Verify with a professional before acting. Size an emergency fund target based on the borrower's monthly essential expenses, job stabili
calculate_loan_payoff — Calculation, not advice. Verify with a professional before acting. Standard amortizing loan calculator. Pick this for a single fixed-rate installment loan (mort
calculate_opportunity_cost — Calculation, not advice. Verify with a professional before acting. Calculate the true cost of recurring spending by showing what that money would be worth if in
calculate_refi_breakeven — Calculation, not advice. Verify with a professional before acting. Deterministic mortgage refinance break-even analysis. Given your current loan (balance, rate,
calculate_runway — Calculation, not advice. Verify with a professional before acting. Deterministic cash-runway calculator. Given your liquid savings, monthly essential expenses,
compare_debt_consolidation — Calculation, not advice. Verify with a professional before acting. Compares keeping cards vs. consolidation loan vs. optional balance transfer offers (single of
compare_mortgage_terms — Calculation, not advice. Verify with a professional before acting. Compare two fixed-rate mortgage options side-by-side: - 15 vs 30 year, - different rates, -
compare_payoff_strategies — Calculation, not advice. Verify with a professional before acting. Compare avalanche and snowball payoff strategies side-by-side. Pick this to compare avalanche
compare_payoff_vs_invest — Calculation, not advice. Verify with a professional before acting. Compares the guaranteed return of debt payoff against expected investment returns over a time
compare_rent_vs_buy — Calculation, not advice. Verify with a professional before acting. Deterministic rent-vs-buy decision model. Given a home price, monthly rent, and mortgage rate
list_defaults — Calculation, not advice. Verify with a professional before acting. Returns named default values used by Senaro Finance tools with source citations. Use before
optimize_401k_match — Calculation, not advice. Verify with a professional before acting. Deterministic 401(k) employer-match optimizer. Given your annual salary, pay frequency, curre
server_info — Calculation, not advice. Verify with a professional before acting. Returns metadata about the running Senaro MCP server: version, contract version, build commi

Provenance

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Every source is kept verbatim. Field changes are logged as events.

Official MCP Registryai.senaro/personal-finance

first seen 29 d ago · fetched 2 d agoopen ↗

Field history (12 recent events)

2 d ago · declared · version → "1.31.0"
5 d ago · declared · version → "1.29.0"
10 d ago · declared · version → "1.28.0"
13 d ago · declared · version → "1.25.2"
13 d ago · declared · description → "Credit card payoff, mortgages, refinancing, 401(k), rent vs buy. Every rule and default is cited."
13 d ago · declared · summary → "Credit card payoff, mortgages, refinancing, 401(k), rent vs buy. Every rule and default is cited."
15 d ago · declared · version → "1.25.0"
18 d ago · declared · version → "1.24.1"
20 d ago · declared · version → "1.24.0"
27 d ago · declared · version → "1.23.1"
29 d ago · declared · version → "1.23.0"
29 d ago · declared · homepageUrl → "https://senaro.ai"

Senaro Personal Finance

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