RealityCents — Hawaii Mortgage & VA Loan Calculators

Name: RealityCents — Hawaii Mortgage & VA Loan Calculators
Author: jaymiller-cmg

MCP serverMCP

Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected.

by jaymiller-cmghomepage ↗v2.0.0

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Evidence

Everything here was measured by our prober or read from a registry. Nothing is self-reported.

30-day availability51/56 checks ok

when	check	result	http	latency	detail
59 min ago	mcp initialize	ok	200	159 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
8 h ago	mcp initialize	ok	200	94 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
11 h ago	mcp initialize	failed	404	7 ms	http 404
15 h ago	mcp initialize	ok	200	33 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
21 h ago	mcp initialize	ok	200	80 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
28 h ago	mcp initialize	ok	200	37 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
35 h ago	mcp initialize	ok	200	37 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
2 d ago	mcp initialize	ok	200	203 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
2 d ago	mcp initialize	ok	200	77 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools
2 d ago	mcp initialize	ok	200	36 ms	server realitycents-mcp 2.1.2 · protocol 2025-06-18 · 10 tools

Tools observed via MCP handshake

calculate_mortgage_payment — Estimate PITI for a Hawaii purchase: principal and interest, property tax, insurance, HOA, and PMI, FHA MIP, or a financed VA funding fee. Read-only. Do not sen
calculate_affordability — Estimate a maximum purchase price from gross monthly income, monthly debts, and a DTI target (default 45 for VA and FHA, 41 for conventional and jumbo). Returns
va_purchase_power — Estimate Honolulu County military income (base pay, BAH, BAS, COLA) and a VA purchase price from pay grade, years of service, and dependents. Uses the RealityCe
va_remaining_entitlement — For a Hawaii county, compute remaining VA entitlement, the max $0-down loan, and the 25% down payment on any amount above that. $0 already in use is treated as
compare_loans — Compare 2 to 4 loan scenarios (type, rate, down payment, term, discount points) on one purchase price. Returns payment, an illustrative cash-to-close, and total
calculate_buydown — Year-by-year principal-and-interest and subsidy cost for a 2-1, 1-0, or 3-2-1 temporary buydown, or the upfront cost of permanent discount points. Read-only. Th
rent_vs_buy — Compare cumulative rent with the net cost of buying over a holding period, using Honolulu's 0.35% tax default unless you override it. Read-only. Not a price or
hawaii_mortgage_guidance — Concise factual notes on Hawaii property tax, VA loans, leasehold versus fee simple, VA condo approval, 2026 loan limits, BAH/COLA, closing costs, or pre-approv
lookup_va_condo — Check whether an Oahu condo project is on the VA's accepted condo list, by project name (fuzzy), building address, or VA condo ID. Returns status, VA ID, the da
get_preapproval_link — Return Jay Miller's public CMG Home Loans application link and published business contact. Does not ask for or store personal information.

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No long description beyond the summary.

kind Official MCP Registry

name Official MCP Registry

summary Official MCP Registry

version Official MCP Registry

description Official MCP Registry

homepageUrl Official MCP Registry

publisherName Official MCP Registry

Provenance

Where this record came from

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Official MCP Registryio.github.jaymiller-cmg/mortgage-hawaii

first seen 1 mo ago · fetched 2 d agoopen ↗

Field history (12 recent events)

14 d ago · declared · version → "2.0.0"
14 d ago · declared · name → "RealityCents — Hawaii Mortgage & VA Loan Calculators"
14 d ago · declared · summary → "Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected."
14 d ago · declared · description → "Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected."
14 d ago · declared · homepageUrl → "https://realitycents.com"
14 d ago · declared · repoUrl → null
1 mo ago · declared · summary → "Hawaii mortgage & VA loan expertise for Honolulu. 2026 loan limits, condo rules, FAQ."
1 mo ago · declared · description → "Hawaii mortgage & VA loan expertise for Honolulu. 2026 loan limits, condo rules, FAQ."
1 mo ago · declared · publisherName → "jaymiller-cmg"
1 mo ago · declared · repoUrl → "https://github.com/jaymiller-cmg/realitycents-mcp-server"
1 mo ago · declared · version → "1.0.0"
1 mo ago · declared · protocols → ["mcp"]

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