Name: Moneda
Author: moneda.com

Tools observed via MCP handshake

health — Check the health and status of the Moneda MCP server
search_knowledge — Search the Moneda knowledge base (FAQ) for answers to questions about Moneda's features, fees, security, accounts, earnings, deposits, withdrawals, legal info,
list_faq_categories — List the FAQ table of contents: every category (slug, name) with each item's id and question. Use an id with get_faq_item for the full answer.
get_faq_category — Get all FAQ items in a specific category. Use the moneda://knowledge resource to discover available category slugs.
get_faq_item — Get a specific FAQ item by ID, including its full answer and resolved related questions. Use this after search_knowledge or get_faq_category to drill into a spe
get_balance — Get the user's account balances (USD Account, EUR Account, CHF Account, CAD Account, MXN Account, USD Earnings, EUR Earnings, USD Smart Earnings, EUR Smart Earn
get_wallet — Get the user's Moneda smart wallet address on Base network. IMPORTANT: Only supports USDC, EURC, CHFAU, CADD, and MXNB on Base — other tokens or chains will res
get_transactions — Get transaction history including card programme activity. Standard format returns JSON; tax_export returns a compact CSV with full unmasked addresses, token co
get_spending_by_type_group — Get spending grouped by transaction type group (transfer, exchange, deposit, withdrawal, earnings, topup, offramp) for a 7/30/90-day window. Includes period-ove
get_exchange_rate — Get the current exchange rate between two currencies
get_lifetime_savings — Get your lifetime accumulated savings from using Moneda — total fees Moneda covered on your behalf (sponsored network fees + on/off-ramp fees) plus your plan's
list_bills — List the user's bills (AP queue), ordered 'due-soon first' (dueDate ASC NULLS LAST, id DESC). Filter by `status[]` — defaults to `['PENDING']`. Cursor-paginated
get_bill — Fetch a single bill by id with full extracted detail — merchant (name, taxId, address), total, currency, due date, invoice number, vendor IBAN/BIC/routing/accou
get_apy_rates — Get the current APY (Annual Percentage Yield) rates for Moneda earnings products. Morpho Earnings is a DeFi lending vault and YO Smart Earnings is a higher-yiel
get_earnings_time_series — Get a daily time series of earnings and vault balance for a Morpho or YO vault account. Returns up to one year of UTC-day data points (timestamp, earnings, bala
update_display_name — Update the authenticated user's display name
set_passkey_label — Rename a passkey so it is recognisable in the security screen (e.g. 'Work laptop'). Pass the passkey id from get_passkeys. Cosmetic only — it cannot add, remove
set_help_improve_moneda — Set whether the user's conversations with Moneda AI may be used to train Moneda's own models (the Settings > Privacy toggle). enabled=false turns it off; enable
update_settings — Change the user's decimal separator (DOT = 1,234.56, COMMA = 1.234,56), or opt in or out of marketing and product-update emails and push notifications. Pass onl
get_points_balance — Get the user's current points balance from the rewards program
get_points_activity — Get the user's points activity history showing what actions earned or spent points
get_referral_code — Get the user's unique referral code and referral count
get_referees — Get the list of users this user has referred to Moneda
get_virtual_accounts — Get the user's virtual bank account details (IBAN and ACH), payment capabilities, and activation status. Minimum transfer: €1 for EUR (IBAN/SEPA) and $1 for USD
get_virtual_account_limits — Get how much of the user's Iron virtual-account spending limit is left, per direction (deposit = money in, withdrawal = money out), on a rolling 52-week window.
get_information_requests — List the compliance information requests (RFIs) Iron/MoonPay has sent the user about their virtual account: status, the open round's questions and any requested
get_settlement_estimate — Get the date a US bank (ACH) transfer would actually settle. Accounts for Iron's 3:00 PM ET same-day cutoff, weekends, AND US federal bank holidays — a transfer
get_contacts — Get the user's contacts: Moneda users they interact with, saved external wallets, and saved bank accounts. Each wallet and bank entry has a contactAccountId fie
get_settings — Get the user's app settings and preferences: language, currency, country, theme, notifications, biometrics, and display options.
get_recovery_contacts — Get the user's recovery contacts and the people who have you as their recovery contact (guardian).
get_passkeys — Get the user's passkeys (security keys). target='WALLET' (default) lists the smart-account signing keys — id, label, provider, status, masked wallet address, cr
get_my_accounts — Get the user's saved external wallets and bank accounts for withdrawals/off-ramping. Each entry has an accountId field — pass it as the accountId parameter to i
update_transaction_category — Assign a spending category to a transaction. Identify the transaction by its transactionHash from get_transactions.
add_transaction_note — Add or update a personal note on a transaction. Identify the transaction by its transactionHash from get_transactions. Maximum 140 characters.
batch_update_transaction_categories — Assign spending categories to multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a category. Returns per-item results. U
batch_add_transaction_notes — Add or update notes on multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a note (max 140 chars). Returns per-item resul
add_wallet — Add a crypto wallet to the user's saved external accounts. IMPORTANT: The wallet must support USDC, EURC, CHFAU, CADD, and MXNB on the Base network. Sending oth
add_bank — Add a bank account to the user's saved accounts. For EU: provide IBAN (and optionally BIC). For US: provide accountNumber, routingNumber, and accountType (CHECK
add_contact_external — Register an external (non-Moneda) contact with their details. EU Travel Rule requires first name, last name, and country of residence. At least one wallet addre
add_contact_moneda — Add a Moneda user to your contacts by their username. If the contact already exists but was deactivated, it will be reactivated.
search_users — Search for Moneda users by username, display name, full email, or phone number. Respects user privacy settings — users who have disabled search visibility for s
list_banks_for_country — List the banks Koywe supports for a LATAM country, used when registering a third-party or first-party bank account that requires an explicit bank code (Colombia
list_supported_destinations — List the country, currency, and rail combinations Moneda can pay out to. Each entry includes the required fields you'll need to collect from the user before cal
get_payment_quote — Preview the cost, FX rate, and final amount for moving money between two currencies. Provide exactly one of `amountIn` (what the user sends) or `amountOut` (wha
initiate_payment — Send money to someone else (a Moneda user, a contact, or an external bank/wallet). Creates a payment request that requires user approval in the Moneda mobile ap
initiate_currency_exchange — Convert money between two of the user's own currency accounts (e.g. USD to EUR). Nothing leaves the user; to pay or send to anyone, use initiate_payment instead
propose_scheduled_payment — Propose a RECURRING payment (e.g. $50 monthly to a Moneda user or a contact's Base wallet). Creates a draft the user reviews, approves and signs with their pass
initiate_crypto_trade — Buy or sell a crypto asset (e.g. cbBTC for Bitcoin, WETH for Ethereum) with the user's own balance. Not for sending money (use initiate_payment) or converting b
initiate_token_buy — Buy a Base token that is not in initiate_crypto_trade's catalogue, by contract address, spending the user's own USD, EUR, CHF or MXN balance. Use initiate_crypt
initiate_earnings_move — Move the user's own money into or out of an earnings vault: DEPOSIT from a currency account into Earnings (MORPHO) or Smart Earnings (YO), WITHDRAW back out. No
get_payment_status — Check the current status of a payment request. Use this to poll for approval after calling initiate_payment. Terminal statuses: COMPLETED, FAILED, EXPIRED, REJE
pay_x402 — Pay for a resource using the x402 protocol (HTTP 402 Payment Required). When an API returns HTTP 402 with x402 paymentRequirements, use this tool to initiate t
list_sendable_crypto — List the crypto held in a Safe that can be sent out: balance (in the token's smallest unit), decimals, USD value where one can be found, and whether the token i
initiate_crypto_send — Send crypto out of a Safe — the main account, a vault or a joint account — to a Moneda contact or a raw Base address, for any token the account holds. Not for s
list_sub_accounts — List the user's sub-accounts (vaults / nested Safes). Excludes CLOSED vaults by default; pass includeClosed: true to see archived ones too. Returns id, name, st
get_sub_account — Get one sub-account by id with full detail — name, status, type, members, parent + child Safe addresses, deployment index, close timestamp.
get_sub_account_balance — Read on-chain balances for a sub-account's child Safe. Pass currency (USDC / EURC / CHFAU / CADD / MXNB) to filter to a single token; omit to get every enabled
get_total_wealth — Aggregate wealth across the user's main account + every live vault. Returns per-leg breakdown (wallet + Morpho + YO for main; wallet-only for vaults) plus per-c
list_sub_account_proposals — List the OPEN spend / withdraw / membership / threshold requests on a joint account that needs multiple approvals (M-of-N). Returns each request's type, status,
get_sub_account_proposal — Get one joint-account request by id, including the per-member approval list (who approved, who rejected, and when). Read-only.
propose_sub_account_top_up — Move money from the user's main account INTO one of their sub-accounts. Not for paying someone (use initiate_payment) or converting currencies (use initiate_cur
propose_sub_account_withdraw — Move money from a sub-account back to the user's own main account. Not for paying someone from a sub-account (use initiate_payment with source.kind=sub_account)
propose_sub_account_swap — Swap inside a sub-account between a currency (USD, EUR, CHF, CAD, MXN) and a crypto asset (e.g. cbBTC), or between two currencies. Funds stay in the sub-account
propose_sub_account_freeze — Freeze a sub-account the user created, blocking its spending. Unfreezing can only be done in the app. Creates a request the user approves in the Moneda mobile a
propose_sub_account_multisig_proposal — Open a SPEND or WITHDRAW proposal on a joint account that needs more than one approval. This only creates the proposal; co-owners still approve and execute it i
get_current_subscription — Get the user's CURRENT subscription plan and how it is billed. Returns hasLiveSubscription, status (TRIALING/PENDING_FIRST_CHARGE/ACTIVE/PAST_DUE/CANCELLED), pl
list_subscription_charges — List the user's subscription charge history (SUBSCRIPTION_CHARGE rows from the keeper cron), newest first. Cursor-paginated — pass `nextCursor` from the previou
get_subscription_invoice — Generate (idempotently) the ZUGFeRD plan invoice PDF for a single subscription charge and return a 1-hour presigned download URL. First call allocates the invoi
list_notifications — List the user's in-app notifications, newest first. Pass filter='unread' to scope to unread items (use this to answer 'do I have any new notifications?'). Each
get_unread_notification_count — Number of unread in-app notifications for the user. Cheaper than list_notifications when the agent only needs the count to answer 'do I have anything new?'.
get_moneda_message — Read one message from Moneda (a notification with type MONEDA_MESSAGE, id from list_notifications): title, body, tone, optional button, attached documents (by i
get_moneda_message_attachment_url — Get a download link (valid 10 minutes) for a document Moneda attached to a message. `index` comes from the message's `attachments` list in get_moneda_message.
list_message_replies — List the replies the user sent to messages from Moneda, newest first: text, the message title, and the attached document's name if any. Returns up to `limit` it
request_message_reply_upload — Step 1 of 2 for attaching a document to a reply to a message from Moneda (only when get_moneda_message shows `reply.attachment` optional or required). Returns a
reply_to_moneda_message — Send the user's reply to a message from Moneda that asks for one. The reply is delivered to the Moneda team, so only send text the user wrote or explicitly appr
undo_message_reply — Undo a reply the user just sent to a message from Moneda. Only call this when the user asks to undo, and only within 10 seconds of sending (until the reply's `u
list_receipts — List the user's transaction receipts (PDFs, images, structured invoices), newest first. Each entry carries extracted summary fields (merchant, total, date, curr
get_receipt — Fetch a single receipt by id with full extracted fields (merchant, total, currency, tax breakdown, line-item count) plus a presigned `downloadUrl` valid for ~15
get_receipt_line_items — List the parsed line items on a receipt — description, quantity, unitPrice, totalPrice, taxRate, and category. Useful for spend-by-product breakdowns or itemize
search_receipt_line_items — Search across every parsed line item the user has uploaded (case-insensitive substring on description + normalized description). Returns matching items, total c
list_bewirtungsbelege — List German hospitality-receipt (Bewirtungsbeleg) overlays attached to the user's transactions. Each row carries the underlying transactionId, date, location, o
list_eigenbelege — List self-issued substitute receipts (Eigenbeleg) — used when the original receipt for a transaction was lost or never issued. Each row carries the linked trans
request_receipt_upload — Step 1 of 2 for uploading a local receipt file. Returns a presigned S3 PUT URL (`uploadUrl`), a signed `uploadKey`, and a literal `curlCommand` to execute in yo
finalize_receipt_upload — Step 2 of 2 for uploading a local receipt file. Pass the `uploadKey` returned from `request_receipt_upload` AFTER you've executed the `curlCommand` to PUT the f
import_receipt_from_url — Import a receipt directly from an https:// URL (S3, Drive shared link, public file host, etc.). The server fetches the file behind an SSRF guard (rejects privat
reparse_receipt — Re-run the OCR / LLM extraction pipeline on an existing receipt and return the refreshed fields. Use this when the user reports incorrect extraction or after a
delete_receipt — Permanently delete a receipt and its stored file. This is a HARD delete — the row, its line items, and any Bewirtungsbeleg/Eigenbeleg overlay go with it, and th
mark_receipt_partial_payment — Mark a receipt as a partial payment: the document covers more than this one payment (a deposit or instalment against a larger invoice), so its total differing f
update_receipt_amounts — Correct a receipt's top-line amounts when the scan read them wrong: total, subtotal, tax amount, tax rate and tip. Each field is optional: omit it to leave it u
attach_receipt — File an unattached receipt against a transaction. A transaction holds at most ONE receipt, so this returns a conflict if another is already attached — detach th
detach_receipt — Unlink a receipt from its transaction, leaving the receipt itself intact as an orphan. Use this to correct a wrong match, or to free a transaction so a differen
confirm_receipt_suggestion — Accept the matcher's suggested transaction for a receipt, promoting the soft suggestion to a real attachment. Suggestions exist when the match score was too low
reject_receipt_suggestion — Dismiss the matcher's suggested transaction for a receipt. The receipt stays an unattached orphan and stops being offered against that transaction. Use attach_r
list_recovery_emails — List the email addresses set up for ZK email-based account recovery. Returns id, email, weight, status (pending/invited/accepted/declined/removed), and timestam
get_recovery_email — Get one recovery email's full detail by id — email, weight, status, timestamps, notes, and the on-chain account address it protects.
get_recovery_config — Get the recovery configuration for an account: accepted recovery emails, total weight, and the threshold required to approve a recovery. The threshold is a fixe
get_recovery_status — Get the most recent ZK email recovery request snapshot for an account. Returns hasActiveRecovery: false when no recovery exists or the latest is in a terminal s
get_daily_spending — Get daily spending totals for a stablecoin over a window. Returns one data point per UTC day with non-zero spending. Amounts are in currency units (26.5 means 2
get_spending_by_category — Get spending grouped by user-assigned transaction category over a window. Transactions without a category land in an 'UNCATEGORIZED' bucket. Amounts are in curr
get_spending_by_contact — Get the total amount sent to a single recipient (Moneda user, external bank, or external wallet) over a window. Identify the recipient by their account ID (reci

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