HomeCalc — Canadian Mortgage & Tax Calculators

Name: HomeCalc — Canadian Mortgage & Tax Calculators
Author: ca.homecalc

MCP serverMCP

Canadian mortgage, tax & land transfer calculators: 12 read-only tools, LTT for all 13 provinces.

by ca.homecalchomepage ↗v1.1.0

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30-day availability33/33 checks ok

when	check	result	http	latency	detail
1 h ago	mcp initialize	ok	200	218 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
8 h ago	mcp initialize	ok	200	222 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
15 h ago	mcp initialize	ok	200	318 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
22 h ago	mcp initialize	ok	200	247 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
30 h ago	mcp initialize	ok	200	225 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
2 d ago	mcp initialize	ok	200	242 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
2 d ago	mcp initialize	ok	200	282 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
2 d ago	mcp initialize	ok	200	227 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
2 d ago	mcp initialize	ok	200	183 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools
3 d ago	mcp initialize	ok	200	416 ms	server homecalc 0.1.0 · protocol 2025-06-18 · 12 tools

Tools observed via MCP handshake

mortgage_payment — Calculate the periodic mortgage payment for a Canadian home. Call it ONE of two ways: (a) if the user gave a PURCHASE PRICE, pass homePrice + downPayment and CM
minimum_down_payment — Calculate the minimum down payment for a Canadian home under the Dec 2024 CMHC rules (5% on the first $500k, 10% on the portion from $500k–$1.5M, 20% at/above $
land_transfer_tax — Estimate land transfer tax on a home purchase for all 13 provinces and territories (incl. Toronto MLTT, Montreal welcome tax), first-time buyer rebates, plus th
income_tax — Calculate 2026 Canadian federal + provincial income tax, CPP/QPP, EI, QPIP (Quebec), Ontario surtax and Health Premium where applicable, plus net (take-home) pa
mortgage_penalty — Estimate the penalty to break a Canadian mortgage: three months' interest vs the interest rate differential (IRD), including the big-bank posted-rate method. Fi
bc_home_flipping_tax — Estimate British Columbia's home flipping tax on a property sold within 730 days: 20% tapering to 0% between 366 and 730 days, with a $20,000 primary-residence
rent_increase — Calculate the maximum allowable annual rent increase under the Ontario LTB, BC RTB or Manitoba RTB guideline for a given year, and the resulting new rent.
capital_gains_tax — Estimate Canadian capital gains tax on a disposition (real estate, stocks, crypto, a business, or a rental property). Applies the flat 50% inclusion rate, the p
heloc_second_mortgage — Compare a HELOC against a second mortgage for tapping home equity in Canada. Returns how much you can borrow (revolving HELOC capped at 65% LTV, total secured b
mortgage_affordability — Work out the maximum home price a Canadian buyer qualifies for: binary-searches the price that keeps both the GDS (39%) and TDS (44%) ratios satisfied at the OS
cap_rate — Analyze a Canadian rental property: capitalization rate, net operating income, gross rent multiplier, expense ratio, annual cash flow and cash-on-cash return, p
house_flipping — Estimate the profit on a Canadian house flip: land transfer tax (with first-time buyer rebate), renovation cost with contingency, holding costs, realtor commiss

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kind Official MCP Registry

name Official MCP Registry

summary Official MCP Registry

version Official MCP Registry

description Official MCP Registry

homepageUrl Official MCP Registry

publisherName Official MCP Registry

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Official MCP Registryca.homecalc/calculators

first seen 9 d ago · fetched 2 d agoopen ↗

Field history (6 recent events)

9 d ago · declared · protocols → ["mcp"]
9 d ago · declared · summary → "Canadian mortgage, tax & land transfer calculators: 12 read-only tools, LTT for all 13 provinces."
9 d ago · declared · description → "Canadian mortgage, tax & land transfer calculators: 12 read-only tools, LTT for all 13 provinces."
9 d ago · declared · publisherName → "ca.homecalc"
9 d ago · declared · homepageUrl → "https://homecalc.ca/connector"
9 d ago · declared · version → "1.1.0"

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