FinanceRateCalc HMDA statistics

Name: FinanceRateCalc HMDA statistics
Author: financeratecalc

MCP serverMCP

2025 US FHA mortgage record statistics, with a gate that checks AI sentences preserve the evidence

by financeratecalcrepository ↗homepage ↗v1.31.0MIT

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30-day availability110/110 checks ok

when	check	result	http	latency	detail
5 h ago	mcp initialize	ok	200	40 ms	server financeratecalc 1.35.1 · protocol 2025-06-18 · 16 tools
12 h ago	mcp initialize	ok	200	15 ms	server financeratecalc 1.35.0 · protocol 2025-06-18 · 16 tools
19 h ago	mcp initialize	ok	200	27 ms	server financeratecalc 1.35.0 · protocol 2025-06-18 · 16 tools
26 h ago	mcp initialize	ok	200	42 ms	server financeratecalc 1.35.0 · protocol 2025-06-18 · 16 tools
2 d ago	mcp initialize	ok	200	38 ms	server financeratecalc 1.35.0 · protocol 2025-06-18 · 16 tools
2 d ago	mcp initialize	ok	200	42 ms	server financeratecalc 1.35.0 · protocol 2025-06-18 · 16 tools
2 d ago	mcp initialize	ok	200	60 ms	server financeratecalc 1.33.0 · protocol 2025-06-18 · 16 tools
2 d ago	mcp initialize	ok	200	19 ms	server financeratecalc 1.33.0 · protocol 2025-06-18 · 16 tools
3 d ago	mcp initialize	ok	200	35 ms	server financeratecalc 1.33.0 · protocol 2025-06-18 · 16 tools
3 d ago	mcp initialize	ok	200	37 ms	server financeratecalc 1.33.0 · protocol 2025-06-18 · 16 tools

Tools observed via MCP handshake

check_claim_contract — Checks a proposed statement of a FinanceRateCalc figure against that figure's published use contract, so the sentence can be verified before it is written. Two
get_national_fha_stats — ANSWERS: "how often are FHA loans denied", "what is the FHA denial rate", "what share of FHA applications are rejected", "how many were denied in 2025". Returns
get_lender_denial_stats — ANSWERS: "what is <lender>'s FHA denial rate", "does <lender> reject a lot of FHA applications", "how strict is <lender>", "how does <lender> compare". PARAM: l
list_lenders — ANSWERS: "which FHA lender denies the most or the fewest", "rank FHA lenders by denial rate", "which lenders are covered", "how wide is the spread". Returns the
get_small_loan_penalty — ANSWERS: "are small mortgages denied more often", "is it harder to get a small FHA loan", "which state punishes small loans most", "does loan size affect denial
get_denial_reason_shares — ANSWERS: "why are FHA loans denied", "what is the most common denial reason", "which lender cites incomplete applications most", "how often is debt-to-income th
get_state_denial_stats — ANSWERS: "what is the FHA denial rate in <state>", "is it harder to get an FHA loan in <state>", "how does <state> compare with the national rate". PARAM: two-l
get_door_effect_summary — ANSWERS: "does it matter which lender you apply to", "how much of a denial is the lender rather than the borrower", "what is the Door Effect". Returns the varia
get_metro_lender_gap — ANSWERS: "do lenders differ within one city", "what is the FHA denial gap in <metro>", "which lender is strictest in <metro>", "how much does the lender matter
screen_counterparties — ANSWERS: "run my list of lenders through the federal record", "screen these LEIs", "which of my counterparties deny more than their applicant mix predicts". PAR
screen_counterparties_quote — ANSWERS: "what would it cost to screen this list", "how many of my LEIs are covered". PARAM: a list of public LEIs. Returns coverage and price for a list of LEI
list_cohorts — ANSWERS: "can I screen a group of lenders", "what ready-made lender groups can I run", "show me an example screen". Returns the public cohorts screenable withou
run_cohort — ANSWERS: "run the screen on <cohort>", "how do these lenders compare against expectation". PARAM: cohort id from list_cohorts. Returns the peer-adjusted screen:
get_conditional_door_map — ANSWERS: "does this lender's strictness depend on loan size or leverage", "where is <lender> hardest", "is the gap the same across the market". PARAM: lender na
get_rule — ANSWERS: "what is the current FHA loan limit", "what are the 2026 HOEPA / QM thresholds", "what is the VA funding fee table", "which FHA MIP table is in force".
resolve_fha_annual_mip — ANSWERS: "what is the FHA annual MIP for a $300,000 loan at 85% LTV over 15 years", "what MIP rate applies to my FHA case". PARAMS: base_loan_amount (USD), ltv_

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No long description beyond the summary.

mcpmcp-servermodel-context-protocolfhahmdamortgagemortgage-dataopen-dataai-agents

kind Official MCP Registry

name Official MCP Registry

license npm registry

repoUrl Official MCP Registry

summary Official MCP Registry

version Official MCP Registry

description Official MCP Registry

homepageUrl Official MCP Registry

publisherName Official MCP Registry

Provenance

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npm registryfrc-mcp

first seen 2 mo ago · fetched 3 d agoopen ↗

Official MCP Registryio.github.financeratecalc/frc-mcp

first seen 2 mo ago · fetched 4 d agoopen ↗

Field history (12 recent events)

10 d ago · declared · summary → "2025 US FHA mortgage record statistics, with a gate that checks AI sentences preserve the evidence"
10 d ago · declared · description → "2025 US FHA mortgage record statistics, with a gate that checks AI sentences preserve the evidence"
10 d ago · declared · version → "1.31.0"
18 d ago · declared · repoUrl → "https://github.com/financeratecalc/financeratecalc.github.io"
18 d ago · declared · version → "1.16.0"
18 d ago · declared · description → "US FHA mortgage denial statistics (2025 federal HMDA record) with claim receipts and use contracts"
18 d ago · declared · summary → "US FHA mortgage denial statistics (2025 federal HMDA record) with claim receipts and use contracts"
18 d ago · declared · name → "FinanceRateCalc HMDA statistics"
1 mo ago · declared · version → "1.7.0"
1 mo ago · declared · summary → "FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen."
1 mo ago · declared · description → "FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen."
2 mo ago · declared · repoUrl → "https://github.com/financeratecalc/frc-mcp"

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