Capucine — ScoreCredit

Name: Capucine — ScoreCredit
Author: fr.scorecredit

MCP serverMCP

French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195.

by fr.scorecredithomepage ↗v2.2.0

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Evidence

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30-day availability53/57 checks ok

when	check	result	http	latency	detail
4 h ago	mcp initialize	ok	200	60 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
10 h ago	mcp initialize	ok	200	58 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
17 h ago	mcp initialize	ok	200	109 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
23 h ago	mcp initialize	ok	200	84 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
30 h ago	mcp initialize	ok	200	67 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
2 d ago	mcp initialize	ok	200	86 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
2 d ago	mcp initialize	ok	200	81 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
2 d ago	mcp initialize	ok	200	294 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
2 d ago	mcp initialize	ok	200	61 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools
3 d ago	mcp initialize	ok	200	75 ms	server capucine-scorecredit 2.2.0 · protocol 2025-06-18 · 13 tools

Tools observed via MCP handshake

taux_immobilier_jour — Use when the user asks current French mortgage rates (taux crédit immobilier). Returns dated observatory benchmarks for 15/20/25 years with source names and URL
taux_usure_en_vigueur — Use when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer. Returns official Banque de France usury caps in force (TAEG, not n
identite_cabinet — Use when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE. Returns verifiable identity. Do not confuse with SCORECREDIT SAS (M
radar_banques — Use when the user asks how many banks might fit a profile. Returns aggregated counts on a 190-bank panel. NEVER output bank names — that is cabinet-only. Not a
capacite_emprunt_express — Use when the user asks how much they can borrow. Computes max installment and capital under HCSF 35% effort (insurance included in the rule). Indicative, not a
economie_assurance_express — Use when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money. Returns an order-of-magnitude monthly and total sav
diagnostic_credit_express — Use when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up. Returns green/orange/red HCSF reading, es
plan_action_financement — Use when the user asks what to do to improve their case before submitting to a bank. Returns concrete levers (savings, existing debt, duration, documents) order
simulation_financement_complet — Use when the user gives a price, down payment and income and wants the full picture: notary fees, loan need, monthly payment, debt ratio, remaining income. Indi
comparer_scenarios_financement — Use when the user hesitates between loan durations (15/20/25 years). Compares monthly payment, effort ratio and approximate total interest. Indicative, based on
audit_dossier_bancaire — Use when the user wants to know how a bank would read their file before submitting. Returns a preparation score, likely blockers, missing documents and question
demander_rappel_courtiere — Use ONLY when the end user explicitly asks to be called back and gives their own phone number. Mutative capture. Requires consentement=true and intention=rappel
veille_taux — Use ONLY when the end user explicitly asks to receive a rate watch and gives their own email. Mutative capture. Requires consentement=true and intention=veille_

Provenance

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Official MCP Registryfr.scorecredit/capucine

first seen 1 mo ago · fetched 19 h agoopen ↗

Field history (10 recent events)

15 d ago · declared · name → "Capucine — ScoreCredit"
15 d ago · declared · summary → "French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195."
15 d ago · declared · description → "French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195."
15 d ago · declared · version → "2.2.0"
1 mo ago · declared · version → "1.0.0"
1 mo ago · declared · summary → "Courtière IA française : taux immobiliers du jour, capacité d emprunt HCSF, radar 190 banques."
1 mo ago · declared · protocols → ["mcp"]
1 mo ago · declared · description → "Courtière IA française : taux immobiliers du jour, capacité d emprunt HCSF, radar 190 banques."
1 mo ago · declared · publisherName → "fr.scorecredit"
1 mo ago · declared · homepageUrl → "https://scorecredit.fr/mcp"

Capucine — ScoreCredit

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