{"$schema":"https://wellknown.network/schemas/agent-record-v1.json","schemaVersion":"1","id":"ag_nzcz76fpsxd7","handle":"smartretry-payment-tools","url":"https://wellknown.network/agents/smartretry-payment-tools","links":{"self":"https://wellknown.network/agents/smartretry-payment-tools/record.json","html":"https://wellknown.network/agents/smartretry-payment-tools","markdown":"https://wellknown.network/agents/smartretry-payment-tools/record.md","api":"https://wellknown.network/api/v1/agents/smartretry-payment-tools","status":"https://wellknown.network/api/v1/agents/smartretry-payment-tools/status","claim":"https://wellknown.network/agents/smartretry-payment-tools/claim","claimApi":"https://wellknown.network/api/v1/claims","claimDescriptor":"https://wellknown.network/agents/smartretry-payment-tools/claim.json","badge":"https://wellknown.network/agents/smartretry-payment-tools/badge.svg","openapi":"https://wellknown.network/openapi.json","history":"https://wellknown.network/api/v1/agents/smartretry-payment-tools/history","tools":"https://wellknown.network/api/v1/agents/smartretry-payment-tools/tools"},"ard":{"identifier":"urn:air:tools.mcp.smartretry.com:server:smartretry-payment-tools","type":"application/mcp-server-card+json"},"kind":"mcp_server","declared":{"name":"SmartRetry Payment Tools MCP server","summary":"Free BIN, issuer, MCC and decline code lookups for card payments (Visa, Mastercard, Stripe, Adyen). Read-only, no login.","description":"Free BIN, issuer, MCC and decline code lookups for card payments (Visa, Mastercard, Stripe, Adyen). Read-only, no login.","publisher":{"name":"www.smartretry.com","url":"https://www.smartretry.com"},"homepage":"https://www.smartretry.com/mcp","repository":null,"version":"1.0.0","license":null,"protocols":["mcp"],"tags":["mcp","lookup","bin","issuer","mcc","decline-codes","payments","card-payments","free"],"pricing":null,"endpoints":[{"url":"https://tools.mcp.smartretry.com/mcp","type":"mcp_streamable_http","auth":null,"probeable":true}],"skills":null,"tools":null,"extra":{"ard":{"type":"application/mcp-server-card+json","metadata":null,"identifier":"urn:air:smartretry.com:mcp:payment-tools","artifactUrl":"https://tools.mcp.smartretry.com/.well-known/mcp/server-card.json","representativeQueries":["which bank issued the card with bin 424242","what does decline code 51 mean on visa","what is merchant category code 5411","find the card issuing bank barclays"]},"updatedAt":"2026-11-03T11:38:52.193723Z","publishedAt":"2026-11-03T11:38:52.193723Z","registryName":"com.smartretry/payment-tools"},"attribution":{"kind":"ard_catalog","name":"ard_catalog","summary":"ard_catalog","version":"mcp_registry","description":"ard_catalog","homepageUrl":"ard_catalog","publisherUrl":"ard_catalog","publisherName":"ard_catalog"}},"derived":{"capabilities":[{"slug":"commerce.payments","name":"Payments","confidence":1,"provenance":"declared"}],"categories":["commerce"],"language":"en"},"observed":{"status":"live","statusReason":"Responded 6h ago.","lastOkAt":"2026-11-08T04:22:23.419Z","lastProbedAt":"2026-11-08T04:22:23.419Z","statusComputedAt":"2026-11-08T04:25:22.648Z","reliability30d":{"probes":9,"successRate":1,"p50Ms":80,"basis":"service","measures":{"availability":"availability","latency":"response time","tools":"tool surface observed","summary":"Checks reached the service itself."},"checks":{"total":9,"ok":9,"authBoundaryOk":0,"serviceOk":9,"note":"Counted from the observation rows for the window, checks of the server only (HTTP, A2A card, MCP initialize). ok = authBoundaryOk + serviceOk. `probes` is the sum of daily rollups and includes registry checks, so it can differ from `total`."}},"latestObservations":[{"at":"2026-11-08T04:22:23.419Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":40,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-07T19:23:52.951Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":312,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-07T10:26:59.358Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":40,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-07T01:26:32.052Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":47,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-06T17:29:36.848Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":114,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-06T09:28:36.533Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":104,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-06T00:25:00.845Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":40,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-05T15:24:32.674Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":80,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}},{"at":"2026-11-05T07:29:29.349Z","kind":"mcp_initialize","ok":true,"httpStatus":200,"latencyMs":99,"error":null,"detail":{"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"toolCount":4,"toolsHash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","serverName":"smartretry-tools","capabilities":["tools"],"serverVersion":"1.0.0","protocolVersion":"2025-06-18"}}],"tools":[{"name":"lookup_bin","description":"BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing bank "},{"name":"lookup_issuer","description":"Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card or "},{"name":"lookup_mcc","description":"Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe a"},{"name":"lookup_decline_code","description":"Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\", \"do_not_honor"}],"package":null,"toolSurface":{"id":"ts_8ddt8nuuvbrs","endpointId":"ep_u22zcq6navkp","hash":"13f0ecc2aba821dce8f087837749e18a892370d70ab168c0c7242c2f2add8cce","toolCount":4,"serverName":"smartretry-tools","serverVersion":"1.0.0","protocolVersion":"2025-06-18","firstSeenAt":"2026-11-05T07:29:29.343Z","lastSeenAt":"2026-11-08T04:22:23.431Z","observations":9,"hiddenText":{"level":"none","total":0,"tools":0,"kinds":[],"findings":[]},"toolNames":["lookup_bin","lookup_issuer","lookup_mcc","lookup_decline_code"],"distinctSurfaces":1,"surfacesWithHiddenText":0},"endpointFacts":[]},"verification":{"claimed":false,"claimedAt":null,"proofs":[]},"provenance":{"sources":[{"source":"mcp_registry","key":"com.smartretry/payment-tools","url":"https://registry.modelcontextprotocol.io/v0/servers/com.smartretry%2Fpayment-tools","firstSeenAt":"2026-11-05T05:22:10.592Z","fetchedAt":"2026-11-05T05:22:10.592Z","normalizedAt":"2026-11-05T05:22:10.592Z"},{"source":"ard_catalog","key":"urn:air:smartretry.com:mcp:payment-tools","url":"https://www.smartretry.com/.well-known/ard.json","firstSeenAt":"2026-11-05T05:23:45.828Z","fetchedAt":"2026-11-05T05:23:45.828Z","normalizedAt":"2026-11-05T05:23:45.828Z"}]},"firstSeenAt":"2026-11-05T05:22:10.592Z","updatedAt":"2026-11-08T04:27:09.370Z"}