{"$schema":"https://wellknown.network/schemas/agent-record-v1.json","schemaVersion":"1","id":"ag_a3v68qxqrtfq","handle":"monzo-mcp-2","url":"https://wellknown.network/agents/monzo-mcp-2","links":{"self":"https://wellknown.network/agents/monzo-mcp-2/record.json","html":"https://wellknown.network/agents/monzo-mcp-2","markdown":"https://wellknown.network/agents/monzo-mcp-2/record.md","api":"https://wellknown.network/api/v1/agents/monzo-mcp-2","status":"https://wellknown.network/api/v1/agents/monzo-mcp-2/status","claim":"https://wellknown.network/agents/monzo-mcp-2/claim","claimApi":"https://wellknown.network/api/v1/claims","claimDescriptor":"https://wellknown.network/agents/monzo-mcp-2/claim.json","badge":"https://wellknown.network/agents/monzo-mcp-2/badge.svg","openapi":"https://wellknown.network/openapi.json","history":"https://wellknown.network/api/v1/agents/monzo-mcp-2/history","tools":"https://wellknown.network/api/v1/agents/monzo-mcp-2/tools"},"ard":{"identifier":"urn:air::server:monzo-mcp-2","type":"application/mcp-server-card+json"},"kind":"mcp_server","declared":{"name":"monzo-mcp","summary":"Read-only Monzo banking MCP server","description":"# Monzo MCP Server for Claude Code\n\nRead-only Monzo banking integration for Claude Code. Query balances, view transactions, check pots, and analyze spending — all through natural conversation.\n\n## Features\n\n| Tool | Description |\n|------|-------------|\n| `monzo_is_authenticated` | Verify authentication status (live ping) |\n| `monzo_complete_auth` | Complete OAuth when loopback fails (WSL/Docker fallback) |\n| `monzo_list_accounts` | List all accounts (current, joint, flex) |\n| `monzo_get_balance` | Current balance and today's spending |\n| `monzo_list_transactions` | Transaction history with merchant details |\n| `monzo_get_transaction` | Full detail on a single transaction |\n| `monzo_list_pots` | All active (non-deleted) pots with balances and goals |\n| `monzo_spending_summary` | Aggregated spending by category and top 10 merchants |\n\n## Prerequisites\n\n1. Python 3.10+\n2. A [Monzo developer OAuth client](https://developers.monzo.com/) — **confidential** type\n3. Set the redirect URL to `http://localhost:3118/callback`\n4. Claude Code (CLI or VS Code extension)\n\n> **Why do I need my own OAuth client?** Monzo restricts API access to personal use — there's no public app model. You create your own client at developers.monzo.com and only your credentials touch this server.\n\n---\n\n## Quick Start\n\n### 1. Create an OAuth Client\nGo to [developers.monzo.com](https://developers.monzo.com/) and create a **Confidential** client.\n*   **Redirect URL:** `http://localhost:3118/callback`\n\n### 2. Installation\n\n#### Option A: Claude Code Plugin (recommended)\n\nGives you the MCP server **plus** domain knowledge skills, auth hooks, and auto-updates.\n\nIn a Claude Code session, run:\n```\n/plugin marketplace add tcoretech/monzo-mcp\n/plugin install monzo@tcoretech-monzo-mcp\n/reload-plugins\n/plugin enable monzo\n```\nThen \"Configure Options\" to set `MONZO_CLIENT_ID` and `MONZO_CLIENT_SECRET` (stored in the system keychain).\n\n#### Option B: Claude Code MCP (server only)\n\n**uvx (no install needed):**\n``…","publisher":null,"homepage":"https://github.com/tcoretech/monzo-mcp","repository":"https://github.com/tcoretech/monzo-mcp","version":"1.1.1","license":null,"protocols":["mcp"],"tags":["banking","finance","mcp","monzo"],"pricing":null,"endpoints":[{"url":"pypi:monzo-mcp","type":"package_pypi","auth":null,"probeable":false}],"skills":null,"tools":null,"extra":null,"attribution":{"kind":"pypi","name":"pypi","repoUrl":"pypi","summary":"pypi","version":"pypi","description":"pypi","homepageUrl":"pypi"}},"derived":{"capabilities":[{"slug":"finance.banking","name":"Banking","confidence":1,"provenance":"declared"},{"slug":"security.identity","name":"Identity & Access","confidence":1,"provenance":"derived"},{"slug":"security.secrets","name":"Secrets Management","confidence":0.859,"provenance":"derived"}],"categories":["finance","security"],"language":"en"},"observed":{"status":"unknown","statusReason":"Distributed as a package to run locally; no network endpoint to check.","lastOkAt":null,"lastProbedAt":null,"statusComputedAt":null,"reliability30d":null,"latestObservations":[],"tools":null,"package":{"name":"monzo-mcp","registry":"pypi","observedAt":"2026-11-03T18:23:05.433Z","publishedAt":"2026-03-28T12:38:05.966320Z","latestVersion":"1.1.1"},"toolSurface":null,"endpointFacts":[]},"verification":{"claimed":false,"claimedAt":null,"proofs":[]},"provenance":{"sources":[{"source":"pypi","key":"monzo-mcp","url":"https://pypi.org/project/monzo-mcp/","firstSeenAt":"2026-09-10T06:23:45.096Z","fetchedAt":"2026-11-03T18:21:53.124Z","normalizedAt":"2026-11-03T18:21:53.124Z"}]},"firstSeenAt":"2026-09-10T06:23:45.096Z","updatedAt":"2026-11-03T18:23:05.433Z"}